What Information we collect
½ This Privacy Policy is designed to help you understand what information we gather about you, what we use that information for, and with whom we share that information. It also sets out your rights in relation to your information and who you may contact for more information or queries. Please read the following carefully to understand our processes and practices regarding your personal data and how we will treat it. Last modified: April 30, 2021 Creditshore respects the privacy of every Business and individuals that entrusts their information with us or who visits our website, mobile applications, products and services, (collectively, “Services“). For the purposes of this Policy, “Member”, as the term is used here, refers to an individual or an entity that registers to use our Services. This Privacy Policy also contains information about when we share your personal information with third parties (including, but not limited to, our service providers and credit reference agencies). In this Privacy Policy, we may sometimes collectively refer to handling, collecting, protecting and storing your personal information as “processing” such personal information. Creditshore recognizes the importance of protecting your personal and financial information and is committed to doing this. so whether you are new to Creditshore or a long-time user, please do take the time to get to know our practices. In the course of providing products or services to you or our client and performing due diligence checks in connection with our products or services (or discussing the possible products or services we might provide), we generally collect personal information about you. The personal information that we may collect depends on the specific services, activities or products we undertake but typically includes: your name; age; date of birth; gender; home address; email address; BVN; telephone number; other contact details; country of residence; passport number and other national ID numbers; employment details (for example, the organization you work for, your job title); family circumstances (for example, your marital status where you enter it in a form on our website or it appears in any documentation you provide to us); financial information (for example, your income, bank statements, where you enter such information in a form on our website or it appears in any documentation that you provide to us or authorize us to access from your bank and financial institutions); details of how you use any product or service provided by Creditshore; postings on any blogs, forums, wikis, and any other social media applications and services that we provide; IP address; browser and device type; user name that is used by you for one of our products or services; language; access times and duration; details of how you like to use our website or the interactive products, tools, other technology or services we provide to you or our clients; websites that you visited before and after visiting our website; details of how you like to interact with us, and similar information. The types of personal information and ‘sensitive’ or ‘special categories’ of personal information that we collect will generally vary depending on the nature of the products and services that we provide to you and how you use our website. In some cases, the ‘sensitive’ or ‘special categories’ of personal information that we collect may include information collected as part of KYC and anti-money laundering checks that we must conduct before accepting you as a customer. In some rare circumstances, we will also gather other ‘special categories’ of personal information about you because you volunteer that data to us (for example, it appears in a copy of your resume/CV that you upload to our website). In some other circumstances, the personal information we collect from you is needed to meet our legal or regulatory obligations or to provide you with the products or services requested by you. In some cases, we may also collect personal information about you indirectly from third parties including but not limited to: We will use your personal information to provide you with products or services. As part of this, we may use your personal information in the course of correspondence relating to those products or services. Such correspondence may be with you, our customers, our service providers or public or judicial authorities with the necessary authorization. In many cases, we also use your personal information to conduct due diligence checks in advance of providing products or services to you, and to process an application from you or a prospective client to receive products or services from us. If you are referred to us by an intermediary or similar third party, we also typically use your personal information to assess whether to accept or reject your referral to Creditshore by that intermediary or similar third party. We use the information we collect from all of our services to provide, maintain, protect and improve them, to develop new ones, and to protect Creditshore and our users. We always safeguard the confidentiality of information provided to us by our Members. You may request the complete removal of your information from our systems at any time; such removal will be completed within 30 days of our receipt of your written request. We are continually striving to improve our Service. Being able to identify how our Members are using our Services plays a major role in helping us make our software better. Whenever you use our services, we aim to provide you with access to your personal information. If that information is wrong, we strive to give you ways to update it quickly or to delete it – unless we have to keep that information for legitimate business or legal purposes. When updating your personal information, we may ask you to verify your identity before we can act on your request. We may reject requests that are unreasonably repetitive, require disproportionate technical effort (for example, developing a new system or fundamentally changing an existing practice), risk the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup systems). Where we can provide information access and correction, we will do so for free, except where it would require a disproportionate effort. We aim to maintain our services in a manner that protects information from accidental or malicious destruction. Because of this, after you delete information from our services, we may not immediately delete residual copies from our active servers and may not remove information from our backup systems. Services are not directed to individuals under 19. We do not knowingly collect personal information from children under 19. If we become aware that a child under 19 has provided us with personal information, we will take steps to delete such information. We work hard to protect Creditshore and our users from unauthorized access to or unauthorized alteration, disclosure or destruction of information we hold. We only share your personal information with third parties when we have your consent to do so. We erase/delete personal data in the event of any of the following: Our Privacy Policy applies to all of the services offered under Creditshore and its affiliates and services offered on other sites (such as our advertising services), but excludes services that have separate privacy policies that do not incorporate this Privacy Policy. Our Privacy Policy does not apply to products and services offered by other companies or individuals, including sites that may include Creditshore services, or other sites linked from our services. Our Privacy Policy does not cover the information practices of other companies and organizations who advertise our services. We regularly review our compliance with our Privacy Policy. When we receive formal written complaints, we will contact the person who made the complaint to follow up. We work with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that we cannot resolve with our users directly. Our Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent. We will post any privacy policy changes on this page and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of privacy policy changes).Privacy Policy
Welcome to the Creditshore Privacy Policy
Privacy Policy
As you use our Services, we want you to be clear how we’re using information and the ways in which you can protect your privacy. Our Privacy Policy explains:
Information we Collect
How we use your Information
We may use information about you for purposes such as:
Accessing and updating your personal information
Children’s use of our services
Information security
We restrict access to your personal information to Creditshore employees, contractors and agents who need to know that information in order to process it for us, and who are subject to strict contractual confidentiality obligations and may be disciplined or terminated if they fail to meet these obligations.
When this Privacy Policy applies
Compliance and cooperation with regulatory authorities
Updates to our privacy policy
Your continued use of the Services will be deemed acceptance of any updated policy.

